Resources for First Time Home Buyers

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Buying a home for the first time is a very exciting adventure. Being able to find and get the perfect home is a wonderful feeling.

The process can, however, be a little intimidating for some and there are a lot of questions that can arise: How much can I afford? What are my rights as a buyer? What if I need a loan, how do I get one?

Sitting down and discussing your questions with an experienced realtor will make you feel more at ease with the home buying process. There are also resources, like this one, that are easily accessible online.

Of course, I am always available to answer your questions and am happy to help make your first time home buying experience a breeze.

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How does the 1st time buyer buy a home without competing with multiple offers?

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Now that the Real Estate market appears to be on the upswing and foreclosures are reducing it seems nearly impossible for the first time buyer to get a good home at a fair price. And, without competing against multiple offers thus, paying much more than anticipated. I have developed a marketing strategy for the 1st time buyer. It is a more proactive assertive approach to finding buys quickly. I would be happy to share my secrets feel free to give me a call. Sometimes you just need a creative new approach to house hunting.

USDA Government loans are back in Rural Ramona

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They’re Back! Home Loans with $0 money down and 3 to 5% grant may be available to assist buyer with
closing costs or down payment.
This is a great loan program for Rural areas if you fall within the Qualifying guidelines.

CLICK HERE FOR DETAILS OF THE USDA LOANS.

CLICK HERE FOR PREAPPROVAL ON USDA LOAN OR OTHER TYPES OF LOANS.

For more information or to view homes call Regina Flores, REMax at #760.788.0721

Where to go for info on Ramona, CA…here’s a good place to start

August 2013
August 2013

 

Regina’s BLOGS:
• FORECLOSURE PREVENTION: <a href="http://avoidforeclosureca.wordpress.com/

• 1st TIME HOMEBUYERS: https://floresregina.wordpress.com
• RELOCATING : http://reggie1204.wordpress.com
• ALL ABOUT RAMONA, CA http://reginaflores.blogspot.com
• SELLER’S RESOURCE CTR http://www.realtown.com/reginaflores/blog

Just For Fun:

Local area blogs:

 

 

 

 

 

 

What is Title Insurance & Why do I need it?

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What is Title Insurance?

Title insurance is a contractual obligation that protects against losses that occur when title to a property is not free and clear of defects (e.g. liens, encumbrances and defects that were unknown when the title policy was issued). The terms of the policy define what risks are covered and what risks are excluded from coverage. The title insurer will reimburse you for losses that are covered, up to the face amount of the policy, and any related legal expenses. This protection is effective as of the issue date of the policy and covers defects arising prior to your ownership. Title companies issue policies on all types of real and personal property. Two types of title insurance policies for real property are common: a lender’s policy and an owner’s policy. CLICK HERE TO READ MORE ON TITLE INSURANCE WITH CA TITLE CO

Real Estate Resources

Click here for: Real Estate Resources

You don’t have to look all over the Internet to find the real estate information you are looking for!  Our website provides a wealth of real estate resources and up to date property and community information right in one convenient location.  And we pride ourselves on personal service so we encourage you to contact us with your questions and to discuss your individual needs.